Health Underwriter

Company Description
We are growing and we want you to grow with us! Management Research Services, Inc. is a national insurance services firm with over 20 years experience. MRS supports the life and health underwriting process with leading edge technology solutions to meet the needs of our clients.
We are currently seeking to hire individuals to assist with health underwriting.

Job Description

PRIMARY FUNCTION:

The Health Underwriter will perform standard financial risk analysis using skills and techniques in conformance with established underwriting policies, procedures and methodologies. Using health status and/or claims information, the incumbent assesses morbidity risk within client company guidelines to assure equitable treatment of our client companies and their applicants for insurance and producers in order to meet revenue and profitability goals.

SPECIFIC DUTIES/ACCOUNTABILITIES:

  1. Determine whether to accept, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, and other information pertinent to the decision.
  2. Follow specific underwriting guidelines and procedures for client companies.
  3. Maintain time-service, quality and production goals for assigned work.
  4. Develop a proposal that adequately meets the needs of the target customers while adequately protecting the company's assets.
  5. Appropriate use of the underwriting tools and company record keeping is essential.
  6. Develop an appropriate proposal in terms of price, coverage, terms and conditions which details the risk fully.
  7. Manages desk responsibilities, including meeting quoting deadlines, conducting roundtables, obtaining appropriate sign offs for authority, getting underwriting notes completed fully and timely, etc.
  8. Understands the coverage afforded by the forms and can explain the exposure to loss assumed and restricted by the insuring agreements, exclusions and conditions of coverage.
  9. Develop and build relationships with producers consistent with the quality of the risk and companies' strategy.
  10. Organize and prioritize risks and effectively communicates information needs with the emphasis on building relationship by setting reasonable expectations and obtaining information essential to the evaluation of the risks.
  11. Participates in other duties or special projects as assigned.

Basic Qualifications

Additional Qualifications

KEY COMPETENCIES

PERFORMANCE MEASURES:

Benefits
Health, 401k plan, paid holidays and vacation, health club dues reimbursement
We are also proud to offer virtual / remote opportunities.


ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.



To respond to this opportunity:

Fax:
262.373.1264

Mail or visit:
MRS, Inc.
19035 West Capitol Drive Ste. 200
Brookfield, WI 53045

Website:

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